If there’s one thing that most people can agree on when it comes to insurance, the whole process can be frustrating and confusing. Many people are too busy in their day-to-day lives with their career or family obligations to analyze their insurance coverage too carefully. You may only know your copay for a given treatment once you’ve scheduled a visit and looked it up yourself. For some kinds of treatments, you might not be entirely sure if you’re covered or not. Couple this with society’s stigmatization of mental illness, and you can see why many people are confused or in the dark about their mental health insurance coverage. If you’re confused about where you stand regarding your coverage, verify your insurance today through Oceanfront Recovery.
At Oceanfront Recovery, we want to make your stay as productive and healing as possible. This means that your time and energy should be spent in treatment and focused on your recovery, not worrying about your insurance coverage. Located conveniently near the ocean in beautiful Laguna Beach, Oceanfront can be not only your treatment facility but also a respite where you can truly focus on recovery. Contact us at 877.296.7477 or visit us online today for more information about our wide range of options.
Does Insurance Cover Mental Health?
You might be surprised to learn that most individual and small group medical insurance plans are required to cover mental healthcare needs under federal law. Many people are under the impression that mental healthcare is unavailable to them through their insurance, and most of these people are mistaken. Mental Health and Substance Abuse Disorder Coverage Parity laws mean that insurance companies must use the same rules to govern their mental healthcare benefits for standard medical benefits. You may or may not know that Medicare covers many mental health services.
Tips to Find Affordable Health Insurance
What if you don’t have health insurance, to begin with? Insurance is vital to your physical and mental health, and it may be far more accessible than your first assumption would lead you to believe. Here are some helpful ideas to aid you in your hunt for affordable health insurance:
- Know your insurance terms. It’s important to know certain terms and what they mean so that you can properly compare health insurance policies. The definition of copayment is the payment you make in addition to what your insurer pays. A deductible is how much you pay for covered services before your insurance starts paying. The definition of an out-of-pocket cost is a medical care expense that your insurance company doesn’t reimburse.
- Research more than one company. You might feel drawn to a specific health insurance company because you know people insured by them, or you have heard good reviews, but you should broaden your search to look at plans offered by different companies.
- Utilize government resources. The health insurance marketplace is there for a reason. Don’t be afraid to use this resource as much as you need to, and familiarize yourself with the different options available to you.
Discover Mental Health Services at Oceanfront Recovery
At Oceanfront Recovery, we know that we can’t treat every patient in the same way. That’s why we offer a dual diagnosis approach and extensive mental health treatment options. When you struggle with a substance abuse disorder and a co-occurring mental illness, it can be impossible to treat one and not the other. We know that the best way forward is to treat both. We also have admissions experts that can answer your insurance questions. For more information on our rehab or mental healthcare options, reach out today by calling us 877.296.7477.
